26170 County Road 48, Cutchogue, NY 11935

$649,000 · 4 bed · 1 bath · 1,054 sq ft · built 1957 · MLS# 1024859 · Active

This 4-bedroom, three-level home sits in the heart of Cutchogue — one of the North Fork's most coveted addresses. Offered strictly AS IS, WHERE IS, with no representations or warranties, this is a drive-by opportunity for the visionary, the investor, or the end-user ready to make their mark on a property with real bones. The appeal is clear: a two-car detached garage, solid frame construction, and the kind of understated presence that fits naturally into the North Fork landscape. Inside, based on the footprint and layout you have hardwood floors,…

Single-family homes in the Mattituck-Cutchogue Union Free School District sold for a median of $999,000 (typically $800,000–$1,580,000) across 120 recorded sales between Oct 7, 2025 and Oct 2, 2026, down 10.4% on the 12 months before. This home's $649,000 list price sits in the entry single-family tier for the Mattituck-Cutchogue Union Free School District.

ZIP 11935 has about 9.2 months of single family inventory — strong buyer's market. A heavily oversupplied market — buyers hold the upper hand, and sellers often offer price cuts or concessions to compete.

At about $8,023 a year, this home's property tax runs roughly 20% below the $10,000 typical for Mattituck-Cutchogue Union Free School District. Suffolk bills combine town, school and special-district levies, so two homes at the same price in neighboring districts can carry materially different taxes. Exemptions such as STAR, Senior or Veteran move the number as well — a new owner's bill is often not the same as the seller's.

OneKey MLS (recorded LI sales, trailing 12mo) + actual tax