45 Spruce Street, Selden, NY 11784

$499,999 · 3 bed · 1 bath · 1,077 sq ft · built 1972 · MLS# 1056089 · Active

Welcome to 45 Spruce Street, a sprawling 3-bedroom, 1-bath ranch in the heart of Selden. The single-level layout flows from a bright, oversized living room with a wide bay window to a dining area and a functional eat-in kitchen, so entertaining and everyday living are both easy. Hardwood floors run throughout, and the three bedrooms are generously sized with plenty of closet space. Ceiling fans are already installed, and taxes are under $10,000. Downstairs, the full unfinished basement is a blank canvas. It's open and spacious, so you can add…

Single-family homes in the Middle Country Central School District sold for a median of $635,000 (typically $565,000–$710,000) across 528 recorded sales between Oct 6, 2025 and Oct 1, 2026, up 5.8% on the 12 months before. This home's $499,999 list price sits in the entry single-family tier for the Middle Country Central School District.

ZIP 11784 has about 2 months of single family inventory — seller's market. Demand is outpacing supply, so homes sell quickly with firm pricing and limited room to negotiate.

At about $9,833 a year, this home's property tax runs roughly 18% below the $12,000 typical for Middle Country Central School District. Suffolk bills combine town, school and special-district levies, so two homes at the same price in neighboring districts can carry materially different taxes. Exemptions such as STAR, Senior or Veteran move the number as well — a new owner's bill is often not the same as the seller's.

OneKey MLS (recorded LI sales, trailing 12mo) + actual tax