196 Main Street, Cold Spring Harbor, NY 11724

$1,695,000 · 4 bed · 3 bath · built 1925 · MLS# 1070683 · Active

Charming Cold Spring Harbor Colonial – Village Living at Its Best! Beautifully renovated in 2005, this charming Historic Colonial in the heart of Village of Cold Spring Harbor seamlessly blends timeless character with modern comfort. Thoughtfully updated while preserving its original charm, the home features inviting wide-plank wood floors, classic two-over-two windows, and beautiful architectural details throughout. Offering 4 bedrooms and 2.5 baths, the home boasts a warm and welcoming formal living room with fireplace, spacious open kitchen and family room, elegant dining room and a versatile bonus room ideal…

Single-family homes in the Cold Spring Harbor Central School District sold for a median of $2,325,000 (typically $1,890,000–$2,900,000) across 65 recorded sales between Nov 21, 2025 and Oct 23, 2026, up 19.2% on the 12 months before. This home's $1,695,000 list price sits in the entry single-family tier for the Cold Spring Harbor Central School District.

ZIP 11724 has about 4 months of single family inventory — balanced market. Supply and demand are roughly even, so buyers and sellers share leverage with fair, predictable pricing.

At about $19,782 a year, this home's property tax runs roughly 34% below the $30,000 typical for Cold Spring Harbor Central School District. Suffolk bills combine town, school and special-district levies, so two homes at the same price in neighboring districts can carry materially different taxes. Exemptions such as STAR, Senior or Veteran move the number as well — a new owner's bill is often not the same as the seller's.

OneKey MLS (recorded LI sales, trailing 12mo) + actual tax