20 Seneca Street, Ocean Bay Park, NY 11770

$1,325,000 · 4 bed · 2 bath · 1,870 sq ft · built 1970 · MLS# 906137 · Active

Come see this beautifully renovated 3-bedroom, 2-bath beach home with loft, outdoor shower and hot tub! Perfectly situated on a sunny corner lot just one block from both the ocean and town, this home is the ultimate year-round getaway. Features include vaulted ceilings, a cozy wood-burning fireplace, a brand-new (2025) wraparound deck, hot tub, and a spacious loft for extra living or sleeping space. Fully furnished and designed with all the comforts of home, this property offers the ideal balance of coastal charm and modern convenience.

Single-family homes in the Fire Island Union Free School District sold for a median of $1,400,000 (typically $1,025,000–$1,900,000) across 43 recorded sales between Oct 9, 2025 and Sep 29, 2026, up 40.7% on the 12 months before. This home's $1,325,000 list price sits in the mid-market single-family tier for the Fire Island Union Free School District.

At about $4,845 a year, this home's property tax runs roughly 46% below the $9,000 typical for Fire Island Union Free School District. Suffolk bills combine town, school and special-district levies, so two homes at the same price in neighboring districts can carry materially different taxes. Exemptions such as STAR, Senior or Veteran move the number as well — a new owner's bill is often not the same as the seller's.

OneKey MLS (recorded LI sales, trailing 12mo) + actual tax