Living in Sag Harbor
Key metrics and insights for homebuyers and sellers evaluating Sag Harbor, Suffolk, NY 11963.
How far is Sag Harbor from New York City by train?
From Bridgehampton Station on the LIRR Montauk Branch, scheduled weekday AM-peak service takes about 141 minutes to Penn Station, 141 minutes to Grand Central Madison, 142 minutes to Atlantic Terminal in Brooklyn (MTA LIRR timetable data).
Is Sag Harbor walkable?
Sag Harbor has a Walk Score of 73 out of 100, which Walk Score rates "Very Walkable".
Nearby Long Island Rail Road stations and typical weekday AM-peak travel times to the Manhattan and Brooklyn terminals. Many Sag Harbor residents use whichever station best fits their branch and schedule.
AM-peak travel times on scheduled LIRR service to Penn Station, Grand Central Madison, and Atlantic Terminal (Brooklyn). Based on MTA LIRR public timetable data.
Sag Harbor Market Data
Current market conditions and pricing trends for Sag Harbor, Suffolk, NY.
Single-family, condo and co-op homes are measured separately — these medians are never blended together. Based on 36 recorded closings in ZIP 11963 between Sep 18, 2025 and Sep 18, 2026 — a settled trailing twelve months, ending about a month back so late-recorded closings are counted rather than missed. Days on market are medians, not averages. A property type with fewer than 8 closed sales in that window is left out rather than published on a sample too thin to mean anything.
Single-family prices in ZIP 11963 are up about 4% year over year, comparing 35 sales in the 12 months to September 18, 2026 with 50 in the 12 months to September 18, 2025.
Based on information from OneKey® MLS, for the period October 20, 2025 through September 30, 2026. Source: OneKey MLS (recorded LI sales, trailing 12mo) + actual tax. Based on 50 recorded sales. Property tax values shown are algorithmic estimates calculated from official NY State ORPS / NYC Department of Finance assessment data aggregated by school district (Long Island) or ZIP code (NYC). These figures are an educational baseline and do not represent a guaranteed or binding tax bill. Actual taxes vary based on individual assessed value, applicable exemptions (STAR, Senior, Veteran), historical grievances, village overlays, and special district levies. Verify exact tax with the Nassau County Assessor / Suffolk County Comptroller / NYC Department of Finance before any financial commitment.
Across 8 years of county-clerk records, 83 homes in the Sag Harbor school district were bought by a company and resold within two years. Over the whole period the typical one was bought for $995,000 and resold for $2,400,000, a median of 15 months later.
That difference is gross. Renovation, carrying, financing and selling costs are not recorded anywhere public, so it is the change in price, not a profit. Over a hold of that length prices across the county moved about +7.5%, so most of the difference is not the market carrying the house.
What these homes resold for moved from a median of $825,000 in 2017 to $3,350,500 in 2024, up about 306% over the period.
The pandemic years cut against the intuition that investors moved in. Companies bought 29.0% of homes here in 2019, then 24.5% in 2020 and 31.0% in 2021 — the lowest share of the 8 years. In those two years companies won a smaller share, not a larger one.
The resales that did happen in those years were the strongest of the period: the typical one in 2021 came in 180% above what the buyer had paid, against 116% across the years as a whole.
Since then it has reversed. Company buying reached 40.9% in 2024, the highest of the period — above its 2019 level of 29.0%.
In 2025, 7 homes in the Sag Harbor school district were resold by a company that had bought them within two years — too few to quote a typical price from.
Companies bought 40.5% of the 200 homes sold in the Sag Harbor school district that year (81 of them).
2025 is not a complete year here. Filings reach the state months after closing, so 2025 runs only to October and its totals will keep rising. Its counts are not comparable with a full year; its medians are.
In 2024, 4 homes in the Sag Harbor school district were resold by a company that had bought them within two years — too few to quote a typical price from.
Companies bought 40.9% of the 171 homes sold in the Sag Harbor school district that year (70 of them).
In 2023, 13 homes in the Sag Harbor school district were resold by a company that had bought them within the previous two years. They were bought for a median of $1,450,000 and resold for a median of $2,535,000. Measured house by house, the typical resale was 50% above what that same buyer had paid, a median of 17 months earlier.
That difference is gross. Renovation, carrying, financing and selling costs are not recorded anywhere public, so it is the change in price, not a profit. Over a hold of that length prices across the county moved about +6.5%, so most of the difference is not the market carrying the house. 15% resold for less than they paid.
Companies bought 35.9% of the 156 homes sold in the Sag Harbor school district that year (56 of them).
In 2022, 8 homes in the Sag Harbor school district were resold by a company that had bought them within the previous two years. They were bought for a median of $850,000 and resold for a median of $2,675,000. Measured house by house, the typical resale was 171% above what that same buyer had paid, a median of 15 months earlier.
That difference is gross. Renovation, carrying, financing and selling costs are not recorded anywhere public, so it is the change in price, not a profit. Over a hold of that length prices across the county moved about +9.1%, so most of the difference is not the market carrying the house.
Companies bought 40.2% of the 249 homes sold in the Sag Harbor school district that year (100 of them).
In 2021, 15 homes in the Sag Harbor school district were resold by a company that had bought them within the previous two years. They were bought for a median of $1,100,000 and resold for a median of $3,175,000. Measured house by house, the typical resale was 180% above what that same buyer had paid, a median of 14 months earlier.
That difference is gross. Renovation, carrying, financing and selling costs are not recorded anywhere public, so it is the change in price, not a profit. Over a hold of that length prices across the county moved about +16.4%, so most of the difference is not the market carrying the house. 7% resold for less than they paid.
Companies bought 31.0% of the 355 homes sold in the Sag Harbor school district that year (110 of them).
In 2020, 11 homes in the Sag Harbor school district were resold by a company that had bought them within the previous two years. They were bought for a median of $950,000 and resold for a median of $2,195,000. Measured house by house, the typical resale was 116% above what that same buyer had paid, a median of 14 months earlier.
That difference is gross. Renovation, carrying, financing and selling costs are not recorded anywhere public, so it is the change in price, not a profit. Over a hold of that length prices across the county moved about +13.3%, so most of the difference is not the market carrying the house.
Companies bought 24.5% of the 335 homes sold in the Sag Harbor school district that year (82 of them).
In 2019, 10 homes in the Sag Harbor school district were resold by a company that had bought them within the previous two years. They were bought for a median of $975,000 and resold for a median of $1,795,000. Measured house by house, the typical resale was 34% above what that same buyer had paid, a median of 16 months earlier.
That difference is gross. Renovation, carrying, financing and selling costs are not recorded anywhere public, so it is the change in price, not a profit. Over a hold of that length prices across the county moved about +5.0%, so most of the difference is not the market carrying the house. 30% resold for less than they paid.
Companies bought 29.0% of the 217 homes sold in the Sag Harbor school district that year (63 of them).
In 2018, 9 homes in the Sag Harbor school district were resold by a company that had bought them within the previous two years. They were bought for a median of $875,000 and resold for a median of $1,475,000. Measured house by house, the typical resale was 146% above what that same buyer had paid, a median of 15 months earlier.
That difference is gross. Renovation, carrying, financing and selling costs are not recorded anywhere public, so it is the change in price, not a profit. Over a hold of that length prices across the county moved about +4.5%, so most of the difference is not the market carrying the house.
Companies bought 34.7% of the 242 homes sold in the Sag Harbor school district that year (84 of them).
In 2017, 6 homes in the Sag Harbor school district were resold by a company that had bought them within two years — too few to quote a typical price from.
Companies bought 26.6% of the 244 homes sold in the Sag Harbor school district that year (65 of them).
Source: property transfers recorded with the county clerk, which cover every sale rather than only those listed for sale. Filings reach the state months after closing, so these figures run to October 2025 and describe what has already happened rather than the market today.
Between 2017 and October 2025, 397 homes in the Sag Harbor school district passed between family members rather than being sold — about 22 for every 100 that sold on the open market.
86% of them recorded no price at all, so they appear in no market statistic, no listing history and no sold comparable. They are counted here because the transfer itself is filed with the county clerk, whether or not money changed hands.
Counted from the reason recorded on each transfer with the county clerk, not from the price. Transfers filed only to add or remove a name on the deed are excluded — those are paperwork, not a change of owner. Where a filing gives no reason it is not counted, so these are minimum counts rather than a complete rate, and they run to October 2025.
Of the 27 homes for sale in Sag Harbor today, 9 are now asking less than they originally asked — 33.3%, against 34.6% across Suffolk.
And among the homes that actually sold
Among the 36 homes that sold in Sag Harbor over the last twelve settled months, 52.8% had cut their price before they sold — up from 44.7% over the same twelve months a year earlier.
What each group got
Over those same twelve months, the 17 Sag Harbor homes that sold without ever reducing achieved 96.8% of their asking price in a median of 24 days. The 19 that did reduce achieved 87.0% of what they first asked, after 220 days.
Homes that never reduced and homes that did are different homes, priced differently from the start — these figures describe what each group did, not what a reduction causes. How any individual home performs depends on condition, layout, its position within Sag Harbor and how it shows, none of which a market median can capture.
Measured from the OneKey MLS feed, updated daily. A home counts as reduced when its current asking price is below the price it was first listed at — not against an estimate or against other homes. The for-sale figures describe homes available today; the sold figures describe closed sales between September 2025 and August 2026.
What This Means for Sellers
Sag Harbor reads as a Strong Buyer's Market: about 9.9 months of single-family supply, and homes sold in a median of 130 days over the past 12 months. Pricing and presentation carry more weight — overpriced listings sit and get chased down with reductions, while sharply positioned homes still move. This is where pricing discipline and negotiation experience protect your net proceeds.
What This Means for Buyers
Buyers have more leverage in Sag Harbor right now. Take advantage of the increased inventory to negotiate favorable terms, but don't wait too long — well-priced properties in desirable locations still move quickly.
Thinking of selling your Sag Harbor home?
Town figures are the backdrop. Your street, price band and condition decide what your home would sell for. Start with a value range built from recent sales near you.
Or talk through your timing with us
No cost, no obligation · built from recent nearby sales
The listings that did not sell asked a median of $3,895,000 — 66% above the $2,345,000 median of the homes that closed. Counted over the trailing twelve months: every listing that closed, expired, was withdrawn or was terminated. Listings still active or under contract are not counted on either side. If the feed does not retain every withdrawn listing, the real figure is higher than the one shown, never lower.
Based on information from OneKey® MLS, for the period September 18, 2025 through September 18, 2026.
Flood informationSag Harbor: FEMA flood dataMedian NFIP cost, single-family homes, ZIP 11963: $1,310 a year (Aug 2026)
Median yearly cost by FEMA zone: high-risk A zones $2,130 (162 policies); coastal high-risk V zones $1,820 (15 policies, small sample); moderate- to low-risk zones (X, B, C) $1,110 (465 policies).
Cost trend, ZIP 11963
Median yearly cost of single-family NFIP policies taking effect each month.
In ZIP 11963, the typical monthly median yearly cost of single-family NFIP policies taking effect in June through August 2026 was $1,430, 9% higher than the typical month in June through August 2025 ($1,310). Based on 144 and 151 policies.
Check a specific address
Look up the FEMA flood zone for any address: FEMA Flood Map Service Center · FloodSmart (FEMA).
In the news
- Sag Harbor Hosts First Havens Beach Stormwater Study Session — And Wants Your Help To Map the Problems
- UPDATE: More Power Outages; Flooding in Downtown Sag Harbor; Oceanfront Battered
Calculated from FEMA policy data (as of Sep 8, 2026) and FEMA's NFIP residential penetration rates. Yearly cost is premium plus FEMA fees, single-family NFIP policies only; the insured share is residential NFIP contracts as a share of all residential buildings. Private flood insurance is not included. Not a flood-zone determination, insurance advice or a quote. Each building is priced individually.
What It's Like Living in Sag Harbor
Sag Harbor is one of Suffolk's most established residential communities, offering a distinctive blend of suburban character and metropolitan accessibility. Located in the 11963 zip code, the community is served by the Sag Harbor Union Free School District.
With a median single-family sale price of $1,999,000 and a median recorded property tax of $6,500 a year across single-family sales in ZIP 11963, Sag Harbor pairs an established housing stock with direct access to New York City. The commute to Manhattan averages approximately 141 min via the Long Island Rail Road.
Joseph's Insider Guide to Sag Harbor
Direct answers informed by 5,000+ closed transactions across Nassau, Suffolk, Queens and Brooklyn — not the canned content you'd find on any listing portal.
Is Sag Harbor a good place to live for commuters?
The LIRR connects Sag Harbor to Penn Station and Grand Central Madison in approximately 141 min. Peak express service, station parking and walk-to-station distance vary by address, and those three factors decide what a commute actually looks like day to day.
What are property tax trends in Sag Harbor, NY?
Sag Harbor homeowners pay a median of approximately $6,500 a year in property taxes — the median of the tax figures actually recorded on homes sold here, not an estimate. The bill funds school-district, county, town, and special-district services. Taxes are assessed parcel by parcel, so two similar homes on the same street can carry very different bills — confirm the actual assessment on a specific address before relying on it.
Is now a good time to buy or sell in Sag Harbor?
The single-family market in ZIP 11963 is currently a Strong Buyer's Market, with homes selling in about 130 days. Single-family sale prices in ZIP 11963 changed +4% year over year. Timing decisions depend on your specific situation — contact Joseph for a no-cost strategy session tailored to your property and goals.
What makes Sag Harbor different from other Suffolk communities?
Sag Harbor is a long-established community served by the Sag Harbor Union Free School District. Prices and activity vary by property type, school district, condition and price band; the figures above show where this market stands now.
What should buyers know before making an offer in Sag Harbor?
School district boundaries in Sag Harbor often run street by street — two blocks can mean a different school zone, so confirming a home's exact attendance zone before you make an offer matters. As an Associate Broker who is also an attorney, Joseph reads title and contract details differently than most agents — and when the facts of a deal are in front of him, he knows what's worth asking about. (Not a substitute for your own attorney's representation.)
Is Sag Harbor walkable for everyday living?
Sag Harbor has a Walk Score of 73/100, measured at a single point near the centre of Sag Harbor. Walkability varies street by street, so check the score for a specific address; the LIRR provides Manhattan access in approximately 141 min.
Planning a Move to Sag Harbor?
Get the Sag Harbor Relocation Guide — schools, commute options, live market data, and insider neighborhood details compiled by an Associate Broker who is also an attorney.
Explore Sag Harbor
The latest from Sag Harbor — local news, community events, and neighborhood highlights.
Schools in Sag Harbor, NY
Sag Harbor is served by the Sag Harbor Union Free School District. Attendance zones on Long Island are assigned street by street, so a Sag Harbor mailing address does not by itself determine which school a home is zoned for.
- Elementary
- Sag Harbor Elementary School
- High
- Pierson Middle/High School
These are the schools recorded on homes sold in this district over the last 12 months — the district may also serve neighbouring communities. Zones can change and run street by street — we confirm the exact assignment for any home before you offer.
Typical value is the median recorded sale price in the district. Typical annual tax and effective rate are the median recorded tax bill and that bill divided by the median sale price, across 32 recent sales carrying a reported tax figure — an observed cost ratio, not an official millage rate. District boundaries can cross town and postal lines, so always verify the district for a specific address.
See every Suffolk school district, its schools and its tax rates →
School district boundaries on Long Island often run street by street, so a Sag Harbor mailing address doesn't guarantee a given school. We confirm a home's exact attendance zone before you make an offer.
What school district serves Sag Harbor?
What schools are zoned for Sag Harbor?
What high school do Sag Harbor students attend?
Sag Harbor on the Map
Explore Sag Harbor and nearby areas. Zoom in to see neighborhoods, schools, transit, and local amenities.
Looking to Buy in Sag Harbor?
Browse available properties or let Joseph find the right home for you — with the read of an Associate Broker who is also an attorney.
Homes for Sale in Sag Harbor, NY
29 active listings currently on the market in Sag Harbor. Data refreshed from the MLS in real time.
Active 35d
Exp Ranch
Active 108d
Traditional
Active 80d
Exp Ranch
Active 144d
Post Modern
Active 29d
Post Modern
Active 97d
Modern
Listings courtesy of OneKey® MLS as distributed by MLS GRID.
Based on information submitted to the MLS GRID as of October 18, 2026 6:15 pm. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
Personal-use terms and which listings this site shows: MLS & Data Disclosures
Showing 6 of 29 active listings
View All 29 Listings in Sag HarborRecently Closed in Sag Harbor
22 closed sales found. Recent transactions provide real-world context for current market values. For a full Comparative Market Analysis of your property, request a complimentary CMA.
← swipe to view all →
| Address | Type | Beds / Ba | Sq Ft | Closed | Sale Price | $/Sq Ft | DOM |
|---|---|---|---|---|---|---|---|
| Cottage | 2 bd / 1 ba | 790 | — | Sign in to view | — | 38d | |
| Traditional | 4 bd / 2 ba | 2,176 | — | Sign in to view | — | 18d | |
| Other | 5 bd / 6 ba | 3,800 | — | Sign in to view | — | 79d | |
| Exp Ranch | 4 bd / 4 ba | 2,400 | — | Sign in to view | — | 0d | |
| Traditional | 3 bd / 2 ba | 1,600 | — | Sign in to view | — | 95d | |
| Ranch | 3 bd / 2 ba | 1,188 | — | Sign in to view | — | 13d | |
| Contemporary | 4 bd / 5 ba | 2,200 | — | Sign in to view | — | 149d | |
| Ranch | 2 bd / 1 ba | 648 | — | Sign in to view | — | 48d | |
| Modern | 7 bd / 10 ba | 8,500 | — | Sign in to view | — | 151d | |
| Colonial | 4 bd / 4 ba | 3,174 | — | Sign in to view | — | 147d | |
| Ranch | 4 bd / 2 ba | 1,783 | — | Sign in to view | — | 30d | |
| Contemporary | 4 bd / 4 ba | 3,220 | — | Sign in to view | — | 50d |
Source: OneKey MLS — Sag Harbor closed sales, last 180 days. Verify all figures independently before making decisions.
Get Your Home’s Value →Sag Harbor Real Estate FAQ
Expert answers to the most common questions about buying and selling in Sag Harbor.
How much does it cost to buy a home in Sag Harbor?
Is Sag Harbor a good place to buy a home, and who is it right for?
What are property taxes like in Sag Harbor, and can they be lowered?
What is the LIRR commute from Sag Harbor to Manhattan?
What is the median home price in Sag Harbor, and is it a buyer's or seller's market right now?
How are the schools in Sag Harbor?
Why work with Joseph DeVito to buy or sell in Sag Harbor?
Is Sag Harbor served by one school district, or do buyers need to verify district boundaries?
Which school district is the main draw for buyers looking in Sag Harbor?
Why can two Sag Harbor homes with similar prices have very different tax bills?
How does Sag Harbor's effective tax rate compare with the Suffolk County average?
Is Sag Harbor a buyer's market or seller's market right now?
How many days are homes in Sag Harbor typically staying on the market right now?
What price range sells fastest in Sag Harbor right now?
What is the commute tradeoff for Sag Harbor compared with North Haven and Noyack?
Do buyers compare Sag Harbor more with North Haven or Noyack?
Is Sag Harbor a better value than North Haven or Noyack based on median price and taxes?
How have home prices changed in Sag Harbor?
Are sellers cutting prices in Sag Harbor?
What counts as a price reduction on this page?
Are price cuts in Sag Harbor becoming more or less common?
Do homes that cut their price in Sag Harbor sell for less?
Joseph DeVito is a New York Licensed Associate Real Estate Broker and a New York attorney. He does not act as both broker and attorney on the same transaction: here he acts as a real estate broker only, and he is not your attorney. Real estate services provided through Keller Williams Realty Greater Nassau are not legal representation. Everything on this site is general information for educational purposes only. It is not legal advice, it creates no attorney-client relationship, and it should not be relied on as legal advice — for advice about your own situation, consult your own attorney.
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How Sag Harbor Fits Into the Suffolk County Market
Sag Harbor’s median sale price of about $2M sits about 190% above the Suffolk County median of about $690K. These are whole-county figures over a settled trailing 12 months — the same data behind our full Suffolk County reports.
County medians describe the wider market, not any specific property, and are not a valuation of a home in Sag Harbor.
Suffolk Markets Priced Like Sag Harbor
Other Suffolk communities whose current median sale price sits closest to Sag Harbor's — a practical way to see what the same budget buys elsewhere.
Live OneKey MLS medians from recent closed sales, refreshed daily. Market condition reflects months of supply. Figures describe each market, not any specific home.
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Buy or Sell in Sag Harbor, NY With an Associate Broker Who Knows Which Questions to Ask
Joseph DeVito has been part of more than 5,000 closed transactions across Nassau County, Suffolk County, Queens, and Brooklyn. As an Associate Broker who is also an attorney, he reads a deal differently than most agents — and when the facts of your Sag Harbor deal are in front of him, he knows the contract and title questions worth asking.
Also explore: Buyer Resources · Selling Your Home · All Suffolk Communities · Suffolk County Housing Market Outlook · Suffolk County Days on Market Report · Suffolk County School & Tax Breakdown